Many citizens throughout the country do not have their own houses. So for all those citizens, the Government of India has launched Pradhan Mantri Awas Yojana 2023. Through this scheme, the government is going to provide financial assistance so that housing for all can be ensured. This article will provide you all the key details of Pradhan Mantri Awas Yojana. By reading this article you will know the step-by-step application procedure of this scheme. Other than that you will also get to know about the details of objectives, benefits, and features, eligibility criteria, application status, helpline number, etc. So read this article till the end if you want to get all the details regarding this scheme.
Pradhan Mantri Awas Yojana 2023
On 25th June 2015, the Government of India launched Pradhan Mantri Awas Yojana. Through this scheme, the interest subsidy is provided on home loans up to Rs 2.67 lakh. This scheme will be implemented by the ministry of housing and urban affairs. With the help of this scheme urban housing shortage among economically weaker sections, lower-income group and middle-income group categories will be addressed by ensuring pucca houses to all the eligible beneficiaries. The government expects to provide housing to all by the year 2022. A demand-driven approach has been adopted under PMAY where the shortage of houses is decided based on the assessment of demand by the states and union territories.
Pradhan Mantri Awas Yojana Stakeholders and Basic Amenities
The main stakeholders who play an essential role in implementing Pradhan Mantri Awas Yojana are state-level nodal agencies, urban local bodies, implementing agencies, Central nodal agencies, and primary lending institutions. Entire urban areas like statutory towns notified planning areas, development authorities, special area development authorities, industrial development authorities, etc will be covered under this scheme. The houses constructed under PM Awas Yojana will have all the basic amenities like a toilet, water, electricity, and kitchen. Other than that through this scheme women empowerment will also be promoted as the ownership of houses will be in the name of female members of the family or joint name. Under this scheme preference will be provided to differently-abled persons, senior citizens, SC, ST, OBC, minority, single women, transgenders, and other vulnerable sections.
Key Details Of Pradhan Mantri Awas Yojana
| Name Of The Scheme- | Pradhan Mantri Awas Yojana |
| Launched By- | Government Of India |
| Beneficiary- | Citizens Of India |
| Objective- | To Provide Pucca House To All The Citizens |
| Official Website- | Click Here |
| Year- | 2021 |
| Financial Assistance- | Interest Subsidy Upto Rs 2.67 Lakh |
| Ministry- | Ministry Of Housing And Urban Affairs |
| Application Process- | Online/Offline |
| Launched On- | 25th June 2015 |
Statistics Pradhan Mantri Awas Yojana
| Houses sanctioned- | 112.95 lakh |
| The Houses grounded- | 83.25 lakh |
| Houses completed- | 50.04 lakh |
| Central assistance committed- | Rs 1.82 lakh Cr |
| Central assistance released- | Rs 105804 Crore |
| Total investment- | Rs 7.35 Lakh Crore |
Objective Pradhan Mantri Awas Yojana
- The main objective of Pradhan Mantri Awas Yojana is to provide pucca houses to all the citizens who are not able to afford it.
- Through this scheme the government is going to provide interest subsidy upto Rs 2.67 lakh on home loan
- This subsidy will help the beneficiary financially.
- This scheme will also improve the standard of living of the citizens.
- Dignified living along with a sense of security and pride of ownership will be promoted with the implementation of this scheme.
Benefits And Features Of Pradhan Mantri Awas Yojana
- Pradhan Mantri Awas Yojana has been launched by government of India on 25th June 2015
- Through this scheme interest subsidy is provided on home loan upto Rs 2.67 lakh
- Ministry of housing and urban affairs is responsible for implementing this scheme
- With the help of this scheme pucca houses will be provided to all the eligible beneficiaries
- The Government expects to provide housing to all the citizens through this scheme by the year 2022
- The main stakeholders for implementing this scheme are state level nodal agency, urban local bodies, implementing agency, Central nodal agencies and primary lending institutions
- Entire urban areas like statutory towns, notified planning area, development authorities, special area development authorities, industrial development authorities etc will be covered under this scheme
- The houses constructed under this scheme will have all the basic amenities
- Through this scheme women empowerment will also be promoted as the ownership of the house will be in the name of female member of the family
- Under this scheme preference will be provided to differently abled person, senior citizen, SC, ST, OBC minority, single women, transgender and other vulnerable sections
Eligibility Criteria
| Residential status | Applicant must be a permanent resident of India |
| Age | The age of the applicant must be 18 years or more |
| Property Ownership details | Applicant must not have ownership of any house or property |
| Property ownership details of a family member | The family member of the applicant should not have ownership of any house or property |
| The beneficiary of another similar scheme | Applicant must not be taking advantage of similar scheme of Central or state government |
Required Documents
- Aadhar card
- Age proof
- Income certificate
- Bank account details
- Residential certificate
- Passport size photograph
- Mobile number
Procedure To Apply Under Pradhan Mantri Awas Yojana
- First of all go to the official website of Pradhan Mantri Awas Yojana
- The home page will open before you
- On the home page click on citizen assessment
- After that you have to click on apply online
- Following options will appear before you:-
- You have to click on the option of your choice according to your eligibility
- After that either you have to enter your Aadhaar number or virtual ID and name as per Aadhaar
- Now application form will appear before you
- You have to enter all the required details in this application form like your name, mobile number, email id etc
- After that you have to upload all the required documents
- Now you have to click on submit
- By following this procedure you can apply under Pradhan Mantri Awas Yojana
Procedure To Edit Assessment Form
- Go to the official website of Pradhan Mantri Awas Yojana
- The home page will open before you
- Now you have click on citizen assessment
- After that you have to click on edit assessment form
- Now you have to enter your assessment ID and mobile number
- After that you have to click on show
- Assessment form will appear before you
- You can edit the information in this assessment form
- After that click on submit option.
- By following this procedure you can edit assessment form
Print Assessment Form
- Visit the official website of PMAY
- The home page will open before you
- On the homepage you are required to click on citizen assessment
- After that you have to click on print assessment
- Now you have to choose your search category that is:-
- By name, father’s name and mobile number
- By assessment ID
- After that you have to enter the information according to your chosen search category
- Now you have to click on submit
- Assessment form will appear before you
- You have to click on the print option in order to print it
- By following this procedure you can print assessment form
Track Assessment Status
- First of all go to the official website of Pradhan Mantri Awas
- The home page will open before you
- Now you are required to click on citizen assessment
- After that you have to click on track your assessment status
- Now you have to select your search category which is:-
- By name, father’s name and mobile number
- By assessment ID
- After that you have to enter the information according to your chosen search category
- Now you have to click on submit
- Assessment status in be on your computer screen
Calculate Subsidy
- Go to the official website of Pradhan Mantri Awas Yojana
- The home page will open before you
- On the homepage you are required to click on subsidy calculator
- A new page will appear before you
- On this new page you have to enter the following information
- Annual family income
- Loan amount
- Tenure
- Pakka house status
- Carpet area
- After that you are required to click on submit
- Required information will be on your computer screen
Procedure To Do MIS Login
- Visit the official website of Pradhan Mantri Awas Yojana
- The home page will open before you
- Now you are required to click on MIS login
- After that you have to enter username, password and captcha code
- Now you have to click on login
- By following this procedure you can do MIS login
Search Beneficiary By Name
- First of all go to the official website of Pradhan Mantri Awas Yojana
- The home page will open before you
- On the homepage you are required to click on search beneficiary
- After that you have to click on search by name
- Now you have to enter the Aadhar number
- After that you have to click on show
- Required information will be on your computer screen
Contact Details
- Address- Pradhan Mantri Awas Yojana (Urban) Ministry of Housing and Urban Affairs Nirman Bhawan, New Delhi-110011
- Helpline Number- 011-23063285, 011-23060484
- Email Id- pmaymis-mhupa@gov.in