If you are looking for a job in the West Bengal State then you will be benefited through the development of a very prestigious employment scheme presented by the West Bengal Government known as the Karma Sathi Prakalpa Scheme 2024.
Given below we have shared some of the most important specifications related to the scheme including the step-by-step procedure to apply online and check the loan interest rate or status and the list of beneficiaries in the scheme. We will also share with you all the other benefits of the scheme.
Karma Sathi Prakalpa Scheme 2024
The West Bengal Government has created a very prestigious Sathi prakalpa scheme to provide Rupees 100000 loans to the unemployed youth of the West Bengal State each and every year so that they can start a new business and get proper facilities to live their life without having any financial trouble. The people will be able to apply for this prestigious Karma Sathi Prakalpa Scheme by visiting the official website created by the government and applying for the loan as per their desirability. The scheme was presented to encourage business-minded people in the West Bengal State and decline the rate of unemployment.
Details Of WB Karma Sathi Prakalpa
| Name | Karma Sathi Prakalpa Scheme 2024 |
| Launched by | West Bengal Government |
| Objective | Providing 2 lakh rupees loan |
| Beneficiaries | Unemployed people |
| Official site | https://karmasathi.wb.gov.in/ |
West Bengal Swasthya Sathi Scheme
Objective Of West Bengal Karma Sathi Prakalpa Scheme
The unemployment statistics of the state are really high due to the current coronavirus pandemic and also other various factors that contribute to unemployment. The unemployed people of the West Bengal state will now be provided loans so that they can become self-reliant and start their own businesses. The Chief Minister has created Karma Sathi Prakalpa Scheme in order to make West Bengal a better place to live in and a place where people start their own businesses and hire more people in order to create more employment benefits.
Benefits Of WB Karma Sathi Prakalpa Scheme
Entrepreneurs of the West Bengal State will be increased through the development of this prestigious scheme presented by the West Bengal government in order to create employment and in order to generate more jobs for the residents of the West Bengal State. Self-employment opportunities will be provided in both rural and urban areas of the state and financial assistance will be provided to all of the people who are willing to kick start their own business in the West Bengal State.
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Incentives Under Karma Sathi Prakalpa Scheme
- This scheme has been started by the concerned authority of the state, through which a loan of about 200000 Rupees will be provided every year.
- So far 1 lakh beneficiaries have been selected as beneficiaries by the scheme.
- About 500 crore rupees have been completed by the state government for this scheme.
Eligibility Criteria
- The applicant must be a permanent resident of West Bengal state.
- He/She must be a youth of West Bengal State.
- The applicant must have completed classes 12th and 10th from a recognized board.
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Important Documents
- Voter ID card
- Aadhar card
- Passport size photograph
- Address proof
- Educational certificate
Karma Sathi Prakalpa Scheme 2024 Application Procedure
- You will have to visit the official website of the scheme
- The homepage of this scheme will open on your screen.
- You have to click on the option called Scheme option.
- Now, you need to click on Karma Sathi Prakalpa Scheme
- You have to now click on the apply online button and the application form will open on your screen.
- You have to fill up the application form with all of the important details and upload all of your documents.
- Successfully submit the application form.
Check Beneficiary List Of Karma Sathi Prakalpa Scheme
If you want to check the beneficiary list then you will have to follow the simple procedure given below:-
- You will have to visit the official website of the scheme
- The homepage of this scheme will open on your screen.
- You have to click on the option called Scheme option.
- Now, you need to click on Karma Sathi Prakalpa Scheme
- You have to now click on the beneficiary list option
- Now you need to select your district, block, Mandal, etc.
- The beneficiary list according to your area will open on your screen.
Loan Sanction Procedure Under West Bengal Sathi Prakalpa
The loan sanction process by the authorities is as follows:
- The office of the BDO/SDO and the Commissioner of KMC shall forward all received applications to the MFC of the district within 3 working days after receipt of applications for further processing.
- All the eligible application forms submitted physically shall be digitized and uploaded in the Karma Sathi Portal by the MFC officials.
- After digitization of the physically received forms, MFC shall send all such digitized application Forms to the respective Cooperative Banks of the district through the Karma Sathi portal. An SMS will be sent to the applicant notifying the relevant information.
- The Cooperative Bank shall process the applications for sanction as per existing banking norms and sanction loans to eligible applicants with intimation to MFC of the district through the Karma Sathi portal and also update the portal.
- Applicants of the sanctioned project shall open a Bank Account in the Cooperative Bank sanctioning the loan and deposit applicable.
- Cooperative Banks shall disburse 95% or 90% of the bank loan (as the case may be) in two instalments as Cash Credit to the applicant’s bank account.
- In the first instalment, 50% of the loan amount shall be disbursed and will be linked to the Cash Credit Account of the sanctioned applicant. The second instalment shall be disbursed in the same manner by the bank after obtaining a Relevant Certificate with regard to utilization of the amount disbursed in the first instalment.
FAQs
Who launched this scheme and why?
- The government of West Bengal launched this scheme to provide loan facilities to the needy people of the state.
What is the main purpose of launching this scheme?
- Through this scheme, the government will provide 2 lakh rupees loan facilities to the citizens of the state.