Chief Minister Lalduhoma on Tuesday launched the Bana Kaih Scheme Mizoram new Scheme for farmers and small entrepreneurs of the state for 2025-26, increasing the fund allocation in the scheme by 75%. Under this scheme, the government provides modern farming methods, seeds, fertilizers and other agricultural resources to the farmers of the state. Also, they are helped to increase their yield by giving them information about new techniques related to agriculture. The aim of which is to strengthen the economic condition of farmers and rural communities.
This scheme plays an important role in promoting the economy of the state. If you are a resident of Mizoram and want to apply to take advantage of this scheme, then read this article till the end, in this article complete information about Bana Kaih Scheme Mizoram 2025 is given in detail.
The Objective of Bana Kaih Scheme
The main objective of the Bana Kaih Scheme is to strengthen the financial, technical and economic condition of farmers, small entrepreneurs and rural communities. So that they can do their work effectively and there can be economic stability and overall development in the state. The main objective of the Bana Kaih Scheme Mizoram is to increase the income of farmers and boost the economy in the state, especially in the agriculture and small business sectors. Under this Scheme, farmers are provided facilities of modern farming methods, seeds, fertilizers and other agricultural resources.
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Key Highlights of Bana Kaih Scheme Mizoram
| Name of the Scheme | Bana Kaih Scheme Mizoram |
| Launched by | Mizoram State Government |
| Announced by | Mr. Lalduhoma, CM of Mizoram |
| Objective | Providing financial, technical and institutional support to farmers and small entrepreneurs |
| Benefits | Interest free loans up to Rs. 50 lakhs |
| Total Budget | Rs 15,198.76 crore |
| Beneficiary | Citizens of Mizoram |
| Application Process | Online |
| Official Website | Click here |
Financial Benefits
- Under the Bana Kaih Scheme, the government has decided to provide interest-free loans up to Rs 50 lakh. Along with this, additional grant assistance of up to Rs 1 lakh to the beneficiaries.
Advantages of Bana Kaih Scheme
- Financial Assistance to farmers: Under this scheme, financial assistance is provided to the farmers, with the help of which they can take good care of their crops and reduce the cost of farming.
- Interest Free Bank Loan: Under this scheme the state government has decided to provide interest free loan up to Rs 50 lakh.
- Use of Advanced Techniques: Farmers of the state get information about new and modern agricultural techniques, so that they can increase their income by getting higher yield.
- Empowering Citizens: Through this scheme, the government aims to empower farmers and promote self-reliance in the state.
Budget for 2025-26 under Bana Kaih Scheme
- For the implementation of Bana Kaih Scheme, the State Government presented a total budget of Rs 15,198.76 crore for the financial year 2025-26.
Eligibility Criteria
- To avail the Benefits of Bana Kaih Scheme, the citizen must be a permanent resident of Mizoram.
- Only those citizens of the state who are farmers by profession will be eligible for this scheme.
- Small entrepreneurs of the state will also be eligible for this scheme.
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Required Documents
- Aadhar Card
- Mobile Number
- Resident Proof
- Bank Account Details
- Passport Sized Photograph
Application Process for the Bana Kaih Scheme Mizoram
To Apply Online for Bana Kaih Scheme Mizoram, the applicant have to follow the steps listed below:
- Step 1: First you will have to visit a registered bank recognized by the government or the official website.
- Step 2: Now click on the “Apply Online” option on the homepage.
- Step 3: After this Application form will be open on your desktop screen, enter all the details carefully.
- Step 4: After entering all the details, upload the Required Documents.
- Step 5: Finally click on the “Submit” option to complete their Application process.
List of Departments
The main responsible departments for the implementation of the Bana Kaih Scheme as follows:
| Agriculture & Farmers Welfare Department |
| Animal Husbandry & Veterinary Department |
| Commerce & Industry Department |
| Cooperation Department |
| Fisheries Department |
| Horticulture Department |
| Information & Public Relations Department |
| Irrigation & Water Resources Department |
| Labour, Employment, Skill Development and Entrepreneurship Department |
| Land Resources, Soil & Water Conservation Department |
| Planning & Program Implementation Department |
| Rural Development Department |
| Sericulture Department |
| Sports & Youth Services Department |
| Tourism Department |
| Urban Development & Poverty Alleviation Department |
FAQs
Q- Which State launched the Bana Kaih Scheme?
- Mizoram State Government launched the Bana Kaih Scheme.
Q- Who is Eligible to avail the Benefits under Bana Kaih Scheme?
- To avail the Benefits under Bana Kaih Scheme, the citizen must be a permanent resident of Mizoram and a farmer by profession.