Bihar Student Credit Card Yojana 2023-24: Apply Online, बिहार स्टूडेंट क्रेडिट कार्ड योजना

Today we have the information related to the scheme launched by the Bihar State Government named “Bihar Student Credit Card Yojana 2023”. This scheme is launched for the students. Under this scheme, eligible students will get interest-free credit for further studies who desire to take study loans. In this article, we are going to provide detailed information regarding eligibility criteria for the scheme, procedure to apply online, documents required to apply, the course list for further studies, the procedure to check eligible colleges under this scheme, and much other relevant information.

Bihar Student Credit Card Yojana 2023-24

Many students drop their studies due to financial crises. To help the students the state government has decided to launch Bihar Student Credit Card Yojana. बिहार स्टूडेंट क्रेडिट कार्ड योजना 2023 has been launched by Chief Minister Nitish Kumar for students. Under this scheme students who meet the eligibility conditions of the scheme will get loans for higher studies. Students need not pay any interest on loans. This year the government will provide benefits to 100000 students. 

Bihar Student Credit Card Yojana
Read more :- RTPS Bihar

Highlights of बिहार स्टूडेंट क्रेडिट कार्ड योजना

  • Name of the scheme: Bihar Student Credit Card Yojana 2023
  • Launched by: Chief Minister Nitish Kumar, 
  • Launched in: Bihar
  • Department: Education Department, Planning and Development and Labor Resource Department
  • Launched for: Students
  • Benefits: Credit at 0% interest 
  • Objective: Promote higher studies
  • Official website:

Objective of Bihar Student Credit Card Yojana

State government of Bihar has launched Bihar Student Credit Card yojana with the aim to help the students financially for their higher education. By starting this scheme the government desire to encourage the students to continue their studies and not to drop due to financial issues.

Bihar Student Credit Card Yojana Benefits

  • Students will get loan very easily. 
  • Student will get maximum loan up to Rs. 400000/-.
  • Loan will be provided for degree courses, diploma courses & technical courses as specified in below given list.
  • Students need to repay loan after completion of the course.
Read More: Bihar Scholarship 2021-22

Bihar Student Credit Card Yojana Course List

  • B.A/ B.Sc/ (All Subject)
  • M.A/ M.Sc/ M.Com (All Subject)
  • Aalim
  • Shashtri
  • BCA
  • MCA
  • B.SC (Information Technology/ Computer Application/ Computer Science)
  • B.Sc (Agriculture)
  • B.Sc (Library Science)
  • Bachelor of Hotel Management & Catering Technology
  • B.Tech/ B.E
  • Hotel Management & Catering Technology
  • Hospital and Hotel Management
  • Diploma in Hotel Management (3 Years) (IHM Course)
  • Bachelor in Yoga (Entry Level +2)
  • MBBS
  • Bachelor of Pharmacy
  • Bachelor of Veterinary Medicine and Surgery (BVMS)
  • B.Tech/ B.E/ B.Sc (Engineering All Branches)
  • Bachelor of Ayurveda, Medicine and Surgery (BAMS)
  • Bachelor of Unani Medicine & Surgery (B.U.M.S)
  • B.Sc Nursing
  • Bachelor of Homeopathic Medicine & Surgery (B.H.M.S.)
  • Bachelor of Dental Surgery (B.D.S.)
  • General Nursing Midwifery (G.N.M)
  • Bachelor of Physiotherapy
  • Bachelor of Occupational Therapy
  • Diploma in Food, Nutrition/ Dietetics
  • Bachelor of Mass Communication/Mass Media/Journalism
  • B.Sc. in Fashion Technology/Designing/Apparel Designing/Footwear Designing
  • Bachelor of Architecture
  • Bachelor of Physical Education (B. P. Ed.)
  • M.Sc/M.Tech Integrated course
  • Diploma in Food Processing/ Food Production
  • Diploma in Food & Beverage Services
  • B.A./B.Sc.-B.Ed. (Integrated Courses)
  • Bachelor of Business Administration (B.B.A.)
  • Master of Business Administration (M.B.A.)
  • Bachelor of Fine Arts (B.F.A.)
  • BL/LLB (5 Year integrated Course)
  • Degree/Diploma in Aeronautical, Pilot Training, Shipping
  • Polytechnic

Selection Process

  • First applicant need to submit the application via official portal
  • Submitted application copy is made available to Multi Purpose Assistant (MPA) at the District Registration and Counseling Center.
  • Now application is verified by MPA and made it available to the Assistant Manager. 
  • Assistant Manager will ensure the eligibility and documents of the applicant
  • Then application is approved by the Nodal Officer nominated by the Education Department
  • Now application will be transferred online to the Third Party Verification Agency (TPVA) for verification 
  • Then nodal officer will send online to Bihar State Education Finance Corporation recommending the approval of the loan in two days on the basis of TPVA report.  
  • After that the hard copy of the application will be transferred to the district level cell of the corporation.  
  • The District Registration and Counseling Center will start sending applications to the Corporation 
  • Corporation will approve or reject the application within the time limit of 15 working days.  
  • If application is rejected it will send back to the Nodal Officer with listed objections
  • If the application is approved, the applicant will be informed by SMS and e-mail to appear at the District Registration and Counseling Center for documentation process

Eligibility Criteria

  • Applicant must be 12th standard passed
  • Applicant should be a permanent resident of Bihar
  • Age of the applicant should not more than 25 years 
  • Applicants who have completed bachelor degree should not more than 30 years of age.

Documents required:

  • Filled Common Application form
  • Aadhar Card of applicant and co applicant (if available)
  • Copy of Pan Card of the student and co‐applicant
  • Xth and XIIth Certificate and Marksheet
  • Copies of letter conferring Scholarship etc. (If available)
  • Document e
  • Approved Course Structure
  • Proof of admission
  • Fee Schedule
  • 2 Photographs of Student/ Parents / Guarantor
  • Last year’s income certificate/ Form 16
  • ITR from Last two year
  • Last 6 months Bank Statement
  • Proof of Residence (ID/ Passport/ Voter ID/ Driving License)
  • Tax Receipt

Procedure to Apply for Bihar Student Credit Card Yojana 2023-24

  • To apply for the scheme contenders should check the eligibility first from this article and then follow the further mentioned steps
  • Go to the official website of the Bihar Student Credit Card Yojana
Bihar Student Credit Card Yojana
New Registration
  • Application form open on the screen where you need to enter the following details
    • First Name as per 10th board.
    • Email ID
    • Aadhaar number
    • Mobile Number
  • Choose send OTP option and OTP will send by SMS on your mobile number & a mail on given email ID
  • Enter the OTP and choose submit option
  • Go to the home page and login by username & password
  • Hit login option, now select the scheme name as Bihar student credit card
  • Hit apply option and application form will appear on computer screen
  • Fill the application form with the asked details like
    • Personal details
    • Residential address
    • Financial income information
    • Loan request
    • Bank details etc.
  • Fill the complete details and upload the required documents
  • Review the filled application form and submit it by hit submit option

Procedure to Reset Password

In case you forgot your password you have to follow the step by step instructions to rest it:

  • To reset password contenders, need to go to the official website of the Bihar Student Credit Card Yojana
  • From home page go to the forgot password option 
Reset Password
  • Now enter the asked details in the opened web page such as
    • Registered mobile number
    • Registered email ID
    • Choose send OTP option
    • Enter OTP
    • Code shown on screen
  • Choose submit option and create new password
  • Confirm new password and submit it.

Procedure to Check Application Status

  • To check application status contenders, need to go to the official website of the Bihar Student Credit Card Yojana
  • From home page go to the application status option available in menu bar
Check Application Status
  • A new web page will open in which you need to enter following details
    • Search by
      • Registration ID
      • Aadhaar card number
    • Date of birth
    • Code shown in image
  • Now you need to choose, submit option and your status will appear on the screen

Procedure to Check Approval List of College

Bihar Student Credit Card Yojana College List
  • Choose state & district from opened page, hit search option 
  • College list open on the screen of PC

Feedback and Grievance Application Process

  • To submit grievance or feedback application contenders, need to go to the official website of the Bihar Student Credit Card Yojana
  • From home page go to the “feedback and grievance” option from menu bar
Feedback and Grievance Application Process
  • Fill the application form appears on the next page
    • Name
    • Email
    • Mobile number
    • Issue
    • District
    • Message
    • Code shown in image
  • Choose submit button to submit your application

Procedure to Download Mobile App

  • To download the mobile app, you need to go to the need to go to the official website of the Bihar Student Credit Card Yojana
  • From home page go to the “download mobile app” option from menu bar
Bihar Student Credit Card Yojana Mobile App Download
  • This will open the application link on screen OR go to the play store in your mobile and search for “Yuva Nischay” app
  • Choose install option and let it download & install in your mobile


  • Toll Free Number: 1800 3456 444

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