West Bengal Student Credit Card Scheme 2022 :Registration & Eligibility

West Bengal Student Credit Card Scheme Apply Online| WB Student Credit Card Scheme Application Form| West Bengal Student Credit Card Scheme Registration

The West Bengal Chief Minister Mamata Banerjee has started this new scheme that will be providing loans to the students who were not able to continue their education but are permanent residents of the West Bengal State. The students will be able to use the student credit card scheme by entering their information on the official portal created by the Government for this procedure. Given below are the details regarding the West Bengal Student Credit Card Scheme 2021. We will also share with you all the step-by-step procedures through which you can undertake the student registration and login.

West Bengal Student Credit Card Scheme 2021

West Bengal student credit card scheme 2021 will be helpful for the students who belong to the financially weak background and are not able to continue their education whether secondary, higher, or even post-graduation. The candidates can take loans to complete their professional degrees also. The official registration procedure for this scheme will be taken into consideration by the West Bengal Government through the official website of the Department of Higher Education under the Government of West Bengal.

West Bengal Student Credit Card Scheme 2021
Read more :- West Bengal Swasthya Sathi Scheme 2021

Details Of Student Credit Card Scheme 2021 

Name West Bengal Student Credit Card Scheme 2021
Launched byWest Bengal Government
ObjectiveProviding benefits to the students
BeneficiariesStudents for showing different levels of education 
Official Sitehttps://wbscc.wb.gov.in/ 

Benefits Of The Scheme 

There are a lot of benefits that will be provided through the development of the West Bengal student credit card scheme 2021 and some of them are mentioned below:-

  • The students will be able to take the benefit of the scheme by registering themselves at the official portal of the West Bengal Government.
  • The students will be able to take professional courses without having the need to worry about the financial expenses.
  • A student from West Bengal can obtain a maximum loan of Rs. 10 lakhs @ 4% per annum simple interest from the State Cooperative Bank and its affiliated Central Cooperative Banks and District Central Cooperative Banks and Public/ Private Sector Banks. 
  • The students will be able to get loans that will be available on low interest rates.
  • 1% interest concession will be provided to the borrower if the interest is fully serviced during the study period.
  • The upper age limit for the interested students has been kept as 40(forty) years at the time of applying for loan. 
  • The repayment period shall be fifteen (15) years for any loan availed under this Credit Card including the Moratorium/ repayment holiday. 

Objectives Of The Scheme 

Many objectives will be fulfilled through the development of the West Bengal student credit card scheme 2021 and some of them are mentioned below:-

  • The employment rate for the West Bengal State will be high because of the development of this newly launched student credit card scheme.
  • The students will be able to gain professional education without worrying about the expenses.
  • The students will be able to pay off the loans because the interest of the loans will be very low.
  • The repayment period of the loan is also very long that will help the students to successfully pay off the loan without worrying about it too much.
  • The educational statistics of the West Bengal State will shoot up because of the development of this scheme.

Program Details

The following programs are eligible to be applied for in the student credit card scheme:-

Program TypeProgram Name
Post GraduationMA, MSc, MCom, MD, MS, MBA, LLM, M Mus, etc.Subject wise courses like MSc Physics etc. are not required to be selected
UndergraduateBA, BSc, BCom, MBBS, BBA, LLB, etc. Subject wise courses like BSc Physics etc. are not required to be selected
DiplomaANM, GNM, PGDBA, PGDM, PG Diploma, all Diploma in Polytechnics, Paramedicals, etc
CertificateITI
SchoolClass 10th 11th and 12th
VocationalClass 11th and 12th

Eligibility Criteria

The candidates must follow the following eligibility criteria to be eligible for the student credit card scheme:-

  • Student Credit Card/loans cannot be applied for future courses. 
  • Admission receipt is to be uploaded while applying. For example, if a student is presently studying in Class XII and he proposes to study management in future, he cannot apply for a loan considering /clubbing course fee of management courses. At present, he has to apply for a loan considering his course fee of Class XII only. For future courses, he has to apply for a fresh credit card after admission to that particular course.
  • The students cannot apply for credit card loans considering their course fee of the regular institute as well as the coaching institute fee clubbed.
  • The loan cannot be applied for the course fees or admission fees etc which have already been paid to the institution 
  • Fees to be paid in future for the running course only is to be mentioned. 
  • There is no reimbursement system in this scheme
Also Read: West Bengal Digital Ration Card 2021 

Documents Required

The following documents must be submitted by the applying for the student credit card scheme:-

  • Colour Photograph of the applicant (should be in .jpeg / .jpg between 50 KB and 20 KB)
  • Colour Photograph of the co-applicant / co-borrower (should be in .jpeg / .jpg format, between 50 KB and 20 KB)
  • Signature of the student (should be in .jpeg / .jpg format, between 50 KB and 10 KB)
  • Co-borrower / Guardian’s signature (should be in .jpeg / .jpg, format, between 50 KB and 10 KB)
  • Student’s AADHAR Card (should be in .pdf format, between 400 KB and 50 KB)
  • Student’s Class 10th Board registration certificate (if no AADHAR card) (should be in .pdf format between 400 KB and 50 KB)
  • Guardian’s Address Proof (should be in .pdf format between 400 KB and 50 KB)
  • Admission Receipt (should be in .pdf between 400 KB and 50 KB)
  • Student’s PAN Card/undertaking if there is no PAN Card (should be in .pdf format between 400 KB and 50 KB)
  • Guardian’s PAN Card/undertaking if there is no PAN Card (should be in .pdf format between 400 KB and 50 KB)
  • The relevant page of the brochure/document detailing course fee/tuition fee (should be in .pdf format between 400 KB and 50 KB)

Registration Procedure Student Credit Card Scheme

If you want to register yourself at the official platform for the student credit card then you will have to follow the simple procedure given below:-

  • First, click on the link given here to go to the official webpage for registering yourself for the scheme  
West Bengal Student Credit Card Scheme 2021
  • The homepage of the organisation will open on your screen.
  • Now you have to click on the option called Student Credit Card displayed at the right hand corner of the screen.
  • Now you have to click on the option called Student Registration
Apply
  • The registration form will open on your screen.
  • You have to enter your basic details,educational details, and contact details.
  • Finally, you have to create a strong password.
  • The student account will be successfully created. 
  • A unique ID will be generated which will be sent to your mobile number after you have successfully registered at the portal.

Login Procedure West Bengal Student Credit Card Scheme

If you want to successfully log in using the portal then you will have to follow the simple procedure given below:-

  • First, click on the link given here to go to the official webpage for registering yourself for the scheme  
West Bengal Student Credit Card Scheme 2021
  • The homepage of the organisation will open on your screen.
  • Now you have to click on the option called Student Credit Card displayed at the right-hand corner of the screen.
Login Procedure
  • Now you have to click on the option called Student Login
  • A new page will open on your screen where you will have to enter your application ID and password.
  • You will have to enter the captcha code and successfully click on the Login button
  • You will be successfully logged in.
  • The applicant dashboard will open on your screen.
  • Now you have to fill up the application form by clicking on the application form button
  • Make sure to enter all of the important details.
  • Now you will have to upload all of your documents.
  • Finally, you can confirm the submission of your duly filled application form.

Forgot Application ID Or Password

If you want to retrieve your application ID or password then you will have to follow the simple procedure given below:-

  • First, click on the link given here to go to the official webpage for registering yourself for the scheme
  • The homepage of the organisation will open on your screen.
  • Now you have to click on the option called Student Credit Card displayed at the right-hand corner of the screen.
  • Now you have to click on the option called Student Login
Login
Forgot Password
  • A new page will open on your screen
  • Select the option of what you have forgotten.
  • Enter the captcha code and click on Submit
  • Your ID or password will be retrieved by sending a confirmation message on the mobile number that you have registered.

Administration Login

If you are an administrator and you want to log in then you will have to follow the simple procedure given below:-

  • First, click on the link given here to go to the official webpage for registering yourself for the scheme  
West Bengal Student Credit Card Scheme 2021
  • The homepage of the organisation will open on your screen.
  • Click on the option called Administration Login
Administration Login
  • A new page will open on your screen.
  • You will have to select the user type
  • Enter your user ID and password
  • Enter the captcha code and click on Login 
  • You will be successfully logged in.

Download Important Documents

If you want to download important documents for the scheme then you will have to follow the simple procedure given below:-

  • First, click on the link given here to go to the official webpage for registering yourself for the scheme  
  • The homepage of the organisation will open on your screen.
  • Click on the option called Downloads
  • A drop-down list will open on your screen.
  • The list of documents related to the scheme will open on your screen.
  • You can download any of the documents of your choice from the list such as-
    • Scheme guideline
    • (English) User manual of Students
    • (Bengali) User manual of Students
    • User manual of Institutions
    • HED User manual
    • User manual of Bank
    • FAQ (Bengali)
    • FAQ (English)
    • State & Institution help desk number

FAQ Download

If you want to download the frequently asked questions for the scheme then you will have to follow the simple procedure given below:-

  • First, click on the link given here to go to the official webpage for registering yourself for the scheme  
West Bengal Student Credit Card Scheme 2021
  • The homepage of the organisation will open on your screen.
  • Click on the option called FAQS
  • A drop-down list will open on your screen.
  • The list of FAQ documents related to the scheme will open on your screen.
  • You can download any of the documents of your choice from the list.

Download User Manual

If you want to download the user manual then you will have to follow the simple procedure given below:-

  • First, click on the link given here to go to the official webpage for registering yourself for the scheme  
West Bengal Student Credit Card Scheme 2021
  • The homepage of the organisation will open on your screen.
  • Click on the option called User Manual
  • A drop-down list will open on your screen.
  • Training Manual link will open on your screen.
  • You have to click on the option and the manual will open on your screen.

State Helpline Details 

Toll-Free NumberEmail Address
1800-102-8014contactwbscc@gmail.com, support-wbscc@bangla.gov.in