If you are a farmer in India then you will be highly benefited from the latest additions under the Pradhan Mantri Fasal Bima Yojana 2023 and today we will be sharing with all of you the details regarding the same scheme so that you can apply for it before the last date. We will share with you all the step by step procedures through which you will be able to undertake the PMFBY Online Registration for the प्रधानमंत्री फसल बीमा योजना 2023 and we will also share with you all the step by step procedures through which you will be able to check the beneficiary list or the PMFBY List.
Pradhan Mantri Fasal Bima Yojana 2023
To help the farmers of the country, the Pradhan Mantri has launched the Pradhan Mantri Fasal Bima Yojana and through the development of this scheme, insurance will be provided to the farmers in case of crop failure due to any natural calamity. If the crop is damaged due to natural calamity then the amount of insurance will be provided to the beneficiaries. If the farmers want to take the insurance then they will have to pay 2% of their Kharif crop and 1.5% of their Ravi crop to the insurance company and they will be eligible for the insurance benefits. You can easily apply for this scheme by going to the official website.
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Details Of प्रधानमंत्री फसल बीमा योजना 2023
| Name | Pradhan Mantri Fasal Bima Yojana 2023 |
| Launched by | Prime Minister of India |
| Objective | Providing Crop Insurance |
| Beneficiaries | Farmers of India |
| Official site | https://pmfby.gov.in/ |
Benefits Of Pradhan Mantri Fasal Bima Yojana
There are a lot of benefits that will be provided to the farmers of India through the development of the scheme and it is said that around 500000 farmers will be benefited through this scheme by the end of 31st July 2021. Pradhan Mantri Fasal Bima Yojana was originally launched in the year 2016 and since then it has been providing insurance to the farmers on the loss of crops due to natural calamities. The farmers are able to get the insurance for their crops irrespective of the nature of the crop however the insurance is only available on the loss due to natural calamities rather than the loss due to man-made disasters.
Objectives of Pradhan Mantri Fasal Bima Yojana
There are a lot of objectives fulfilled through the development of Prime Minister Fasal Bima Yojana and the main objective is to provide support to the farmers of the country. The farmers will be able to get over their financial differences which are caused by the destruction of the crops due to natural calamities. The farmers will be able to get financial support and they will be able to carry on their life rather than thinking about the destroyed crops due to natural calamities. Many times the crops are destroyed due to natural calamities and insurance is not provided to the farmers but through the Pradhan Mantri Fasal Bima Yojana, the insurance will be provided directly into the bank account of the beneficiaries.
Also Check: Kisan Samman Nidhi List 2021
PMFBY Features
- Every year around 5.5 crore farmers are registered under the Fasal Bima Yojana.
- Till now, claims worth Rs. 90000 crore under this scheme has been settled through Aadhaar seeding. Due to the Covid-19 lockdown, Rs 8741.30 crore has been provided to 70 lakh farmers under the Pradhan Mantri Fasal Bima Yojana.
- Under this scheme, the additional premium amount is paid by the State and Government of India and in the North-Eastern States, the Government of India provides 90% of the premium amount.
- Under the Pradhan Mantri Fasal Bima Yojana, the sum insured has been increased to Rs 40,700, which was earlier Rs 15,100 per hectare.
- The entire time from sowing to harvesting is covered under the scheme. Stopped sowing and loss due to natural calamities between crops have also been included under the Pradhan Mantri Fasal Bima Yojana
- Improvements have been made from time to time to make the scheme flexible.
Implementation Of The Scheme
- First of all, drone surveillance will be done for damages.
- Initially, this campaign will be run in 100 districts, but if it is successful and gets good results, then the government will work towards increasing the surveillance of drones in the rest of the parts as well.
- The most consequential advantage of monitoring crops by drones would be that it would save time.
- Earlier, the team used to come for the survey of the ruined crops, which had inspected and submitted its report which took many days.
- The farmers will be getting compensation at a much faster rate as compared to the previous implementation procedures.
- These drones will be very high-tech and will have many types of sensors.
- By recording the complete information of the crops, the real data is sent to the Agriculture Department.
- The permission to install this drone has been given for only 1 year.
- First of all, the premium amount will be deducted from the bank account of the beneficiaries and then the insurance money will be provided to them after the crop damage.
Read More: PM Saubhagya Yojana 2021
Additions Under The Scheme
- If farmers want to take wildlife cover under Pradhanmantri Fasal Bima Yojana, then the premium will have to be paid by the farmers only. However, the state government is contemplating providing additional subsidies on this coverage.
- A detailed protocol and procedure for the evaluation of bids have been prepared by the Government in consultation with the Insurance Company and MoEFCC.
- It has also been pointed out by the forest officials that the state had already provided crop damage compensation to the farmers. Now as per the suggestion received by various states, the loss caused by wild animals has also been included in the guidelines of Pradhan Mantri Fasal Bima Yojana. The move has also been recommended by a panel set up to prevent crop damage in Maharashtra.
Premium Payment
If you want to get the loan under this scheme then you will have to pay the premium according to the following premium amount percentage:-
- 2% premium of the sum insured, for Kharif crop
- The premium of 1.5% of Sum Assured for Rabi Crop
- 5% premium of the sum insured, for annual commercial and horticultural crops.
Premium Payment to be Paid
Given below is the table indicating the premium amount that needs to be paid by the beneficiaries to get the insurance:-
| Crop | Premium Payment |
| Wheat | Rs 409.50 per acre |
| Barley | Rs 267.75 per acre |
| Gram | Rs 204.75 per acre |
| Mustard | 275.63 per acre |
| Sunflower | Rs 267.75 per acre |
| Rice | 713.99 per acre |
| Maize | Rs 356.99 per acre |
| Millet | Rs 335.99 per acre |
| Cotton | Rs 1732.50 per acre |
Also Check: PMAY-Gramin List
Insurance Amount of Pradhan Mantri Fasal Bima Yojana
The table given below indicates the insurance money that will be applicable to beneficiaries who have paid the insurance premium payment:-
| Crop | Insured Amount |
| Cotton | Rs 34650.02 per acre |
| Wheat | Rs.27300.12 per acre |
| barley | Rs 17849.89 per acre |
| Gram | Rs 13650.06 per acre |
| Mustard | Rs 18375.17 per acre |
| Sunflower | Rs 17849.89 per acre |
| Rice | Rs.35699.78 per acre |
| Maize | Rs 17849.89 per acre |
| Millet | Rs 16799.33 per acre |
PMFBY Eligibility Criteria
To apply under the Fasal Bima Yojana launched by the Central Government, you have to follow the following eligibility criteria:-
- Under this scheme, all the farmers of the country can apply online.
- Those farmer brothers who are already taking benefit of any type of crop insurance scheme are not eligible for this scheme.
- Farmers can also get the benefit of ensuring the crop in the event of their own agricultural land or being a sharecropper.
Documents Required
The following documents must be submitted by the candidates to apply for the scheme:-
- Aadhar card
- Ration card
- Bank Account Information
- Passport Size Photo
- Harvest Season Date
- Farm account number / Khasra number paper
- Address proof of farmer (like driving license, passport, voter ID card)
- Photocopy of the agreement with the owner of the farm if the field is cultivated on rent
Read More: NREGA Job Card List 2021
Important Dates
- Last date to apply for the crop Insurance is 31st July 2021
- Last date to opt-out of the scheme is 24th July 2021.
Application Procedure Pradhan Mantri Fasal Bima Yojana 2023
- First, click on the link given here to go to the official website of Pradhan Mantri Fasal Bima Yojana https://pmfby.gov.in/
- The homepage of the scheme will be displayed on your screen
- You have to click on the Register option displayed on the menu bar.
- Now you have to select the information regarding the stakeholder.
- Choose your category and user category.
- Click on the option called create and now you will have to log in using your login ID and password.
- Enter all of the information in the application form by uploading all of the documents.
- You will now successfully register for the insurance.
PMFBY Status
If you want to check the application status then you will have to follow the simple procedure given below:-
- First, click on the link given here to go to the official website of Pradhan Mantri Fasal Bima Yojana https://pmfby.gov.in/
- The homepage of the scheme will be displayed on your screen
- You have to click on the option called Application Status
- Now you have to enter your receipt number and captcha code.
- Click on the option called Check Status and status will be displayed on your screen.
Calculate Premium
- First, click on the link given here to go to the official website of Pradhan Mantri Fasal Bima Yojana https://pmfby.gov.in/
- The homepage of the scheme will be displayed on your screen
- You have to click on the option called Insurance Premium Calculator
- You need to select your season, year, scheme, state, district and crop.
- Click on Calculate and the calculated insurance premium will be displayed on your screen.
File A Complaint
If you want to file a complaint then you will have to follow the simple procedure given below:-
- First, click on the link given here to go to the official website of Pradhan Mantri Fasal Bima Yojana https://pmfby.gov.in/
- The homepage of the scheme will be displayed on your screen
- You have to click on the option called Technical Grievance
- Now you need to enter the details regarding your name, mobile number and email address.
- Enter the complaint that you want to file.
- Enter the capture code and click on submit to successfully submit the grievance.
Download Mobile Application
If you want to download the mobile application for this scheme then you will have to follow the simple procedure given below:-
- To download the Pradhan Mantri Fasal Bima Yojana App, first, you have to go to the Google Play Store of your Android mobile. After this, the home page of the Google Play Store will open in front of you.
- On this home page, you have to enter the Pradhan Mantri Fasal Bima Yojana app in the search bar. After this, the Pradhan Mantri Fasal Bima Yojana app will be displayed in front of you.
- Now you have to click on the Pradhan Mantri Fasal Bima Yojana app.
- After this, the install button will be displayed in front of you. Now you have to click on the install button.
- Now the Pradhan Mantri Fasal Bima Yojana app will be downloaded on your mobile
- You can log in successfully after downloading the Pradhan Mantri Fasal Bima Yojana App.
Pradhan Mantri Fasal Bima Yojana Claim Procedure
If you want to claim your insurance money then you can do so by following the step by step claim procedure given below:-
- First of all, the farmer has to inform the insurance company, bank or state government official about the damage caused to the crop.
- After this, the farmer has to contact the toll-free number and it is mandatory to inform him about the loss within 72 hours.
- If you have reported the loss to someone other than the insurance company, you must ensure that they pass this information on to the insurance company as soon as possible.
- When your complete information reaches the insurance company, the insurance company will appoint a loss assessor within 72 hours.
- Within the next 10 days, you will assess the damage done to the crop and determine the damage.
- After this successful process, the sum assured will be transferred to your account by the insurance company within 15 days.
Download Tenders
If you want to download the tender then you will have to follow the simple procedure given below:-
- First, click on the link given here to go to the official website of Pradhan Mantri Fasal Bima Yojana https://pmfby.gov.in/
- The homepage of the scheme will be displayed on your screen
- You have to click on the option called Documents present on the menu bar.
- A drop-down list will be displayed on your screen.
- You have to click on the option called Tenders
- A new page with all of the tenders will be displayed on your screen.
- You can download the tenders by clicking on the Download button.
Download Guidelines
If you want to download the guidelines then you will have to follow the simple procedure given below:-
- First, click on the link given here to go to the official website of Pradhan Mantri Fasal Bima Yojana https://pmfby.gov.in/
- The homepage of the scheme will be displayed on your screen
- You have to click on the option called Documents present on the menu bar.
- A drop-down list will be displayed on your screen.
- You have to click on the option called Guidelines
- A new page with all of the guidelines of the scheme will be displayed on your screen
- You can click on the Download button to download the guidelines.
PMFBY Beneficiary List
If you want to check the state-wise farmer details then you will have to follow the simple procedure given below:-
- First, click on the link given here to go to the official website of Pradhan Mantri Fasal Bima Yojana https://pmfby.gov.in/
- The homepage of the scheme will be displayed on your screen
- You have to click on the option called Reports present on the menu bar.
- A drop-down list will be displayed on your screen.
- You have to click on the option called State Wise Farmer Details
- The details related to the various financial years will be displayed on your screen.
- You can download the details by clicking on the download button displayed on the screen.
Helpline Number
Given below is the table indicating the helpline numbers available for the various insurance companies present under this scheme:-
| Insurance Company Name | Contact Details |
| Agriculture Insurance Company | [email protected] |
| BAJAJ Allianz General Insurance Co. Ltd. | [email protected] |
| Bharti AXA General Insurance Company Ltd. | [email protected] |
| Cholamandalam MS General Insurance Company Ltd. | [email protected] |
| Future General India Insurance Co. Ltd. | [email protected] |
| HDFC ERGO General Insurance Co. Ltd. | [email protected] |
| ICICI Lombard General Insurance Co. Ltd. | [email protected] |
| IFFCO Tokio General Insurance Co. Ltd. | [email protected] |
| National Insurance Co. Ltd. | [email protected] |
| New India Assurance Company | [email protected] |
| Oriental Insurance | [email protected] |
| Reliance General Insurance Co. Ltd. | 18001802117 (Haryana) / 18001024088 (For Rest of India)[email protected] |
| Royal Sundaram General Insurance Co. Ltd. | [email protected] |
| SBI General Insurance | 1800 22 [email protected] |
| Shriram General Insurance Co. Ltd. | 180030030000/[email protected] |
| Tata AIG General Insurance Co. Ltd. | [email protected] |
| United India Insurance Co. | [email protected] |
| Universal Sompo General Insurance Company | [email protected] |