The Assam state government launched the Apun Bahan Scheme Assam 2025 to provide loans to government employees in the state so that they can purchase motor vehicles. Under the Apun Bahan Scheme, government employees will get 2% interest on the purchase of petrol or diesel vehicles and 3% on electric vehicles and 3% on every vehicle for women employees. With the help of this scheme, government employees of Assam state can fulfill their goal of purchasing a vehicle.
The objective of Apun Bahan Scheme
The main objective of starting the Apun Bahan Scheme is to help government officials in purchasing vehicles. With the help of low interest rate loans, all the government employees of Assam state can purchase the vehicle without worrying about the financial problems. The Assam state government will also provide subsidies to the applicants through this scheme which will be directly transferred to the salary bank account of the applicant. All the applicants who fulfill the Required Eligibility Criteria for this scheme can Apply Online by visiting the official website.
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Key Highlights of Apun Bahan Scheme Assam
| Name of the Scheme | Apun Bahan Scheme Assam |
| Launched by | Government of Assam |
| Objective | Provide various Benefits |
| Beneficiaries | Citizens of Assam |
| Official website |
Loan Amount and Process
- The maximum loan amount will be either 48 times the net monthly income or₹ 15 lakh, whichever is lower.
Benefits of Apun Bahan Scheme Assam
- The Assam State Government will provide loans to government employees at low interest through this scheme.
- Under this Scheme, government employees can fulfill their dream of buying a vehicle.
- Employees can also repay the loan amount for a minimum period of 3 years and a maximum period of 7 years.
- The subsidy amount will be transferred directly to the salary account of the selected applicant.
Eligibility Criteria
- The candidate must be a government official in Assam State.
- The annual income of the applicant’s family shouldn’t exceed Rs 3 lakh.
- To avail this scheme, the age of the applicant should be between 21 to 53 years.
- The applicant must have served in the Assam State Government for 7 years.
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Documents Required to Apply for Apun Bahan Scheme Assam
- Aadhar Card
- PAN Card
- Email ID
- Mobile Number
- Electricity bill
- Address Proof
- Passport Size Photo
Application Process For the Apun Bahan Scheme Assam 2025
To Apply for Apun Bahan Scheme Assam 2025 follow the below instructions:
- Step 1: To Apply for this Scheme, employees can submit their application through their DDO.
- Step 2: Applicants firstly collect all the Required Documents and application form from the concerned Bank and Submit it to the DDO.
- Step 3: The collection of documents should include the employee’s salary arrears and withdrawal details, which will be duly labeled and certified by the concerned DDO in the form itself.
- Step 4: After checking and reviewing the Application Form, the bank officer will decide whether the applicant is eligible to avail the Benefits of this Scheme or not.
- Step 5: Once the Application is approved by the Bank Officer, the financial assistance will be transferred directly to the salary account of the selected beneficiary.
Contact Details
FAQs
Q- Who is Eligible to Apply for the Apun Bahan Scheme 2025?
- All the Government employees who have served for a total of 7 years are Eligible to Apply for the Apun Bahan Scheme 2025.
Q- What is the Maximum amount of loan that will be given under the Apun Bahan Scheme?
- The maximum loan amount of Rs 15 lakh will be given to the selected applicant under the Apun Bahan Scheme.